Lighter Capital

WHAT IS NON-DILUTIVE FUNDING?

With non-dilutive funding, entrepreneurs can easily raise capital to invest in growth without giving up ownership and without devaluing their equity stake. Non-dilutive funding is a type of debt financing that's often advantageous for early-stage tech startups that are: - Generating recurring revenue. - Need capital to scale the business quickly.

HOW CAN MY STARTUP USE GROWTH CAPITAL?

Growth capital provides startups with a bigger long-term investment, which enables them to scale the business more effectively than they could with smaller short-term working capital loans or their revenue streams. Here's how we frequently see founders put their growth capital loans to work: - Fund working capital - Invest in sales and marketing - Invest in product development - Hire talent and build out new teams - Expand into new markets - Invest in infrastructure - Bridge equity funding rounds - Restructure old debt - Buy out tired investors

WHO SHOULD APPLY?

Our financing solutions are best suited for technology and SaaS startups with steady recurring revenue streams, whether that's through long-term contracts with customers or monthly subscriptions. - You should have a minimum of $200K in annual recurring revenue (ARR) or $15K MRR from a diverse customer base. - You don't need to be profitable or even have positive cash flow. We expect early-stage tech startups to be cash flow negative, or neutral at best, since you're continually pumping revenue back into the business to keep it growing. - Your business should be based in the U.S., Canada, or Au

DO YOU INVEST IN COMPANIES OUTSIDE OF THE U.S., CANADA, AND AUSTRALIA?

No; however, if you have office locations or do business in any of these countries, you may be eligible. In the future, we aspire to work with startups in other global tech markets.

CAN I TALK TO SOMEONE BEFORE APPLYING?

Absolutely. Our online application is the quickest way to get the information we need for a productive conversation that answers all your questions. If you simply want to chat with one of our Investment Advisors, you can contact us here.