Auto Cash Title Loans

What is a title loan?

A title loan is a short-term secured loan where borrowers use their vehicle title as collateral. You can borrow a percentage of your vehicle's value while still keeping and driving your car during the loan period.

How much can I borrow with a title loan?

Title loan amounts typically range from $100 to $50,000, depending on your vehicle's value, your state's regulations, and the lender. Most lenders offer 25% to 50% of your car's current market value.

What do I need to qualify for a title loan?

Generally you need: a clear (lien-free) vehicle title in your name, a government-issued photo ID, proof of income or ability to repay, and the vehicle itself for inspection. Requirements vary by state.

Can I still drive my car with a title loan?

Yes. With a title loan, the lender holds your title as collateral but you keep possession of your vehicle and can continue driving it as normal throughout the loan period.

How fast can I get cash from a title loan?

Many title loan lenders can approve and fund your loan within the same business day, sometimes in as little as 30 minutes. Online applications may take 1-2 business days for funding.

Are title loans available in every state?

No. Title loan regulations vary significantly by state. Some states allow them with few restrictions, others have strict regulations on rates and terms, and some states have banned title loans entirely. Check our state-by-state guide for details.